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What Is a Title Search?

A Title Search is a detailed examination of historical records related to a property to verify ownership, rights, and any legal or financial claims attached to it.

This review helps identify:

  • Legal ownership
  • Transfer history
  • Existing charges, liens, or mortgages
  • Restrictions or disputes
  • Encumbrances affecting the property

A proper title search ensures clarity and transparency before a property transaction.


What Is a Title Report?

A Title Report is the final document prepared after completing the title search. It summarises findings related to the property and highlights whether the title is clear, marketable, or subject to any conditions.

A typical Title Report includes:

  • Chain of ownership
  • Registered documents related to the property
  • Encumbrance details
  • Court cases (if any)
  • Government notifications affecting the land
  • Compliance with applicable laws
  • Observations and remarks based on document review


When Is a Title Search Necessary?

A title search is important in cases such as:

  • Purchasing land or property
  • Applying for home or business loans
  • Property development
  • Property inheritance or succession
  • Commercial real estate transactions

It gives buyers clarity and confidence before committing to major financial decisions.

 

How ONEISOK Supports You

At ONEISOK, we help individuals and businesses by offering:

  • Information on the title search process
  • Guidance on required documents
  • Support in understanding title-related terminology
  • Assistance in organising paperwork for review
  • Process clarity before approaching legal or government authorities


Conclusion

A Title Search & Report is one of the most important steps in any property transaction. It ensures transparency, protects your interests, and minimises risks associated with property ownership. Understanding this process helps buyers make informed decisions with confidence.

At ONEISOK, we strive to simplify these complex steps so you can move forward securely and clearly.